Compare Auto Insurance Rates

Compare Auto Insurance Rates – $49 a Month

You, like all other drivers, deserve the lowest possible auto insurance premiums that are available not only for the present moment, but for the rest of your driving life. In order to ensure that your premiums will always remain at their lowest possible levels, compare auto insurance rates on at least once a year. When your driving circumstances change, so do the underwriting rules and rate classifications, which must be periodically monitored by comparing auto insurance quotes.

The Multi-Car Discount Discount

One of the most overlooked areas of car insurance savings yet one of its most productive is the multi-car/vehicle add-on discount. Most drivers who qualify achieve annual savings of up to 20 percent. However, there are millions of drivers who are still unaware of this discount’s existence and, therefore, are missing out on its premium savings benefits.

Simply stated, the multi-car /vehicle add-on discount is given to those drivers who insure all of their vehicles (two or more) with one insurance company. Those who insure their cars, vans, pickup trucks, mobile homes, snowmobiles, trailers, and campers with the same company enjoy a discount of approximately 20 % compared to those who insure their vehicles separately, that’s why it’s important to compare auto insurance rates at least several times a year.

The only exception to this rule is that motorcycles, mopeds, dune buggies, and motor scooters are not classified as private passenger vehicles but rather as separate entities and must be insured with their own individual policies without receiving the benefit of the 20 percent discount.

How Comparing Auto Insurance Can Save You Hundreds

The following examples will help to clarify how comparing auto insurance can save you up to $500 a year and how multi-car discount can be used to your best advantage.

A newlywed or married couple (ages 25 and older) could reduce their total annual insurance bill by 20 percent simply by insuring both cars with one of their insurance companies. Instead of insuring separately, and paying a $720 undiscounted premium ($360 individual auto rate X 2 cars = $720), they could insure both cars with one company and reduce their total bill to only $576, saving $144 annually ($360 individual auto rate X 2 cars = $720 X .80 multi-car/ vehicle add-on discount — $576).

The same result could be achieved if this couple started out with only one car but later added a nonreplacement-(additional) car, pickup truck, van, mobile home, camper, or trailer ($360 individual auto rate X 2 vehicles = $720 X .80 multi-car/vehicle add-on discount = $576).

It definitely works in your favor to insure all of your vehicles with the same insurance company. However, as an added bonus, this astute practice makes it easier for you to take advantage of the many other premium-reducing strategies and techniques that are explained in the ensuing sections and chapters. Never insure separately when you can discount your premiums with one easy step.

Compare Auto Insurance Rates Now! Good Luck and Happy Savings!