Car insurance and fatal claims

In a bulletin dated December 30, 1924, the National Automobile Chamber of Commerce claims that already, as a result of organized efforts for prevention in certain localities, “the increase in motor fatalities has been checked.” According to reports received from various agencies in such localities, the number of fatal accidents in November, 1924 was reduced to 363, from 419 in November, 1923, in the face of a 16 per cent increase in the registration of automobiles. Check out auto insurance rates in your area.

Referring to accident prevention, the National Conference on Street and Highway Safety has pointed out that one of its most important phases “is the problem of securing uniformity of legislation, regulation, statistics and practices.”

The flow of street and highway traffic recognizes no political boundaries and cannot be hampered by changing principles of control, even though local conditions may dictate the necessity of local changes of detail, without creating that confusion and uncertainty which is in itself a menace to the safety of motorists and pedestrian alike.
The same observation applies to the problem of securing financial responsibility on the part of automobile operators. There are great practical difficulties in the way of procuring compliance with requirements for insurance or security imposed under a state law, by automobiles coming into such state from other states.

If such cars should be exempted from the application of the state law, manifestly the state would discriminate against its own citizens, besides which the law would fail to give protection to its citizens against injuries caused by such cars. On the other hand, if, by such requirements, automobiles from other states should be largely excluded, millions in trade would be lost to the state.

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